you should carefully read a whitepaper and understand business model of each defi token you want to get in. because all they have different models of returns. accumulating token could be used with or without staking them. usually in dex tokens (i prefer to invest) - i use both
yeah i'm also pay much attention to staking + accumulating defi on credible dex projects - mostly because the model is clear and transparent
besides, i just found stablecoin dex with interesting defi model and nice returns for liquidity providers, checking them now