Maybe yes maybe not, it depends on the rule or the thing that I will be getting from lending my cryptocurrency assets as long as Ive the assurance to get back the asset that I lend
As a lender you can set your own rules on what will you accept or not, if you think you are doubtful with the borrower then require him a good collateral so that you will have a good return if someone defaulted. Just set a clear rule and study it carefully if it's a win for you also it's kinda fair to the borrower so that both parties will be in good deal.