i have ETH in my pocket and i believe it a lot; at least because u r right - defi hype will slowly increase eth rate in 2021. regarding defi investment - i prefer to choose credible dex project with options for liqudity providers
besides i'm also try to work with dex-es who offer interesting options for liquidity providers and have simple and effective executive strategy
if u're researching, besides, did u heard smth about xsigma stablecoin dex? i checked them and it looks well-elaborated and credible