Hello, maybe this is wrong topic, excuse me for this.
I have a problem, that I bought previiously xrp and polkadot on crypto.com app, amd sent it to my Atomic Wallet. When I wanted to sell my coins back to crypto.com and from crypto.com to my bank account, I was attentioned that 1 DOT and 20 XRP must leave in my walllet. I said what? This is my 20% of my coins. Large losses, it is a disaster. Hen the support said that something it is with dot and xrp contract, so not thhe wallet miistake. It is what it is, for everybody,or justme, or can I do something? All coins what I have must leave in wallet some enermous percentage, so clear losses? Wtf, what can I do now?
It looks like you haven't read about the 20 XRP requirements, it is the minimum that you need to have in your wallet, it's unspendable, so there's nothing you can do about it. The only reason that XRP gave is that it is part of their business plan, and remember that XRP operates on the premise that it is very much centralized like a banks, hence just like savings in bank, you need to have a minimum amount of balance in your account.
Sorry to burst the bubble for you, but it is what it is.