But unless you're getting a good return - it's not an investment.
But unless
you're getting a good return *edit*The underlying asses is decreasing in value*edit* - it's not an investment.
Say BTC drops 20k, but I put my 20k out into USD"x" I now have 2 bitcoins not one. Right?
If you have 40k USDT of capital while the price of bitcoin collapses to a price of $ 20k then you could potentially have 2 bitcoins, when you buy bitcoin at $ 20k, but if you buy it more than that price the bitcoins you will not have will even be number 2, while the bitcoin price will not be easy to predict, meaning you have to open a buy order at that price to make sure you can get the bitcoin you want.