This is the reason why poor people stay poor . They have the mindset that lucky and destiny will make they rich. You work harder you get luckier.. That simple it is . If you spend too much time thinking about your written destiny and so , you will remain poor for the rest of your life . You make your own destiny mate .
If that is hard work, then I don't think you should call it luck. Luck is something that comes either you work hard or not. Success comes for those who work harder, as long as they know what they are doing and they are not just manipulated to do things. Hard work and knowledge should be shared as one might not just be enough.