If you think being risk-loving means richer, you're wrong. Only a small group of risk-loving people are successful, you never heard stories of unsuccessful one because, well, who want to hear unsuccessful stories. You may suffer from
survivorship biasBeing risk-loving is bad for most of the case, in the long-run you always lose.
Risk is only something that is considered to have an impact at a later date. There are no risks that make people successful, but successful people must never take risks. How do you choose your investment and measure the risk, it is a wise person and a chance of success. But a person who dares to take all risks without a good estimate is suicide. So it's not the risk that makes someone successful, the risk is just an object. But it is back to humans who manage that risk that determines the direction of success.