If you think being risk-loving means richer, you're wrong. Only a small group of risk-loving people are successful, you never heard stories of unsuccessful one because, well, who want to hear unsuccessful stories. You may suffer from
survivorship biasBeing risk-loving is bad for most of the case, in the long-run you always lose.
I think OP is trying to say taking risk is worth been ahead financially but been in stupid risk will make one go zero financial status and it will be a dead zone for such investor.
Taking risk should come with vision and mission so that one don't end up in the wrong direction.
For example, you wouldn't advise someone who is looking for a short gain to buy bitcoin at $38k, that's a foolish move because there is possibility of price tanking down and he may like hold it for long time.