I do notice that some people naturally don’t allow bitcoin in any of their daily transactions.
It is a common mode of action for people to fear what they have little or no understanding about. It is also a common thing that some people respond and accept changes a lot more slower than others. You do expect a man who normally receives his salary in dollars, to suddenly accept bitcoin as a new tender without proper information on what bitcoin is and its prospects. However, with time as popularity increases and acceptance is gained, people will come around.
There are people in the world who think that fiat and paper currency is the real money, rest all is scam or short term money making opportunity. Due to their lack of high vision thinking they are unable to realize that the future is of digital currency and bitcoin will be the king of those currency. Even with institutions adopting it, they still think it is a scam, strange

Considering bitcoin as a scam is never an accurate one but considering bitcoin is a gambling game, a form of investment without government control, it is relatively accurate and when governmental organizations have no authority to participate or decide here, the ratio of risk and losses would belong to the user, not including the responsibility of the government. The government has made announcements about these issues, strong media have kept people away from bitcoin, fortunately a portion of the young are still understanding how bitcoin works.