That's cool that you have ideas.

But, "mobile apps" are literally just vectors for theft.  I am sorry, I find 99% of so called experts know nothing about preventing theft.  But Paysha is not why I mine Benjamins.  I expect many people will try to provide a service, and I am correct in saying that service begins, with security, and POS is not secure, and so, whomever will succeed, will bring security that works and is open source.

It is true the world is rushing toward tard devices like tablets.  That is stupid and folly.  And yet, we cannot stop them, so there are three choices (since mobile devices CANNOT EVER be made secure), we can 1: become thieves and thugs, or 2: step away from it and call it someone else's problem, or 3: design a coin that becomes the POS solution.  For my Benjamins, I can see many partners trying to bring POS payment process, but I am yet to be convinced there are any brains in these schemes for POS security.  But, bear in mind, I am an IT worker for ten years at the systems level.  Like I said earlier, meetings are mostly just full of stupid ideas.  This idea that POS will come later, fits someone's plan for some idea of theirs, but it's not an idea which has mental bouyancy, just profit.  And profit is not intelligence.  Indeed, the thieves are the best capitalists, but do we call thieves intelligent.

As for BEN blockchain, just do whatever you think is best.  I am mining Benjamins not due to any payment notions, I am mining Benjamins because Benjamin Franklin spoke to me from the spirit world.  I asked "Do you think we can use you image to finally make a decent coin of good worth?" and he said, "Yes, please do so."  And so then I asked, "Why don't you come be born onto Earth again?" and he said "I don't want to come back."   ...This was a pretty honest answer.  It is for that true conversation, that I mine Benjamins.  Make the blockchain useful to the people, and all will be fine in time.