You can read, right? When it says its not an official rule then its NOT AN OFFICIAL RULE.
It means a user won't get banned for asking for a loan without a collateral, but they won't get the loan and may get red trust if they continue with false claims of trustworthiness.
Little bxxxh vod gave me a neg feedback for no reason. Great forum u have here, retarded long time members are allowed to harass honest users.
You always can borrow your money to the newbies and prove that
No collateral = No loan unofficial rule is wrong.
I am no newbie and I am also looking here:
https://bitcointalk.org/index.php?topic=5313322.0 for an exchange for 2 weeks.
And the clown Vod gives me a neg feedback for my mini loan thread accusing me I want to scam. Bet this guy just lost his boyfriend and now he hates life.