xlm is currently in a fairly positive trend and in my opinion you are holding enough altcoins to invest in, but I am a little cringing if you say you hold xrp, because in my opinion it is very risky, and what are your reasons for so dare to hold Xrp? whereas we know if xrp now has an unclear future because of the legal problems it is facing, of course if the court decides xrp loses in court it will cause xrp prices to fall and many markets will remove xrp from their list. I personally only hold Eth and BNB as investment assets in the market and some of the tokens I did get from participating in the bounty.