I think the altcoins that you are holding (XLM and XRP) are very good in the future because both altcoins are highly demanded and have good resilience in the stock market. if you hold XLM and XRP then I already hold TRX and AOA (aurora) because I think this Altcoin also has good potential in the future.
I also bought some TRX a few months ago and i still hold it too. i like TRX for now. but don't invest all of your money in altcoins. you should investing your money in BTC too. i'm sure the price will keep growing. or you can save your money in ETH. it's also good for investment. but there are so many people complained about the high gas fees for now. but i think it's natural. the higher coins price, the higher gas fees.