First you need a plan . You don't invest with stop loss , if you invest in crypto you just hold without stoploss . If you want to trade , there you go with the stop loss . Put money bitcoin , eth and some altcoins in the  top 30-25 coins in the market , leave them 1-2 years , and you will see how much money you can make with the patience . Don't be emotional , let the money work for you It's never too late in crypto . You'll see , 40 k is to big , 100k is to big and you will never go into it . Go right now , and just start . !