Well look at Monaco MCO. They also had the same hype with the same plans for their concept
Now they arent worth much more then 40m$
it's caused by MCO already acquired by crypto.com and MCO is just a side feature from the crypto.com platform that being used to issue the card.
I have been pre-ordering the card since a long time ago but i didn't receive the card nor got back my balance.
It's impossible for XRP to go to the 50x from now. It will never happen forever.