True Bitcoin Hodler say not your keys, not your coin. is 5% per year worth all these risks?
bitcoin is good investment I can get an increase of 20% to 60% every 6 months why risk lending it to a third party and get 10% interest?
if will give my coins to any third part will give it to one that operate for 10 years.
Maybe OP is familiar with banking % returns that's why he think about those percentage he say is quite good to try since he can even earn more from it for just lending his coin.
But the truth there is we cannot really assure that we can get our capital since 1 year is long for the platform we didn't know to last, so for this it's really better not to try this and just follow what people pointing out since staking your bitcoins in your personal wallet is very much ideal since we can see the real profit if the price rise.