With the onset of 2021 and ETH 2.0 still underway, the challenges associated with popular protocols like bitcoin and ethereum, 'The Scalability Trilemma' i.e The challenges of developing a blockchain solution that enables scalability, decentralization, and security, without compromising either one. Some blockchains like Polkadot, Cosmos, and NEAR focused on solving these challenges. Here we will look at successful and emerging projects based on tender mint chain(cosmos ) with a lot of potential to grow from an investment and fundamentals standpoint that could disrupt due to the problems these solve.

KAVA [Launched]

Category: Finance

Kava is a cross-chain Defi platform offering collateralized loans and stablecoins to users of major crypto assets (BTC, XRP, BNB, ATOM, etc.). It is supported by over 100+ business entities around the world, including prominent crypto funds and major crypto projects like Ripple and Cosmos. The platform features two tokens: KAVA, governance and staking token responsible for securing the network and voting on key parameters; and USDX, an algorithmically maintained stable coin backed by crypto asset collateral.

Fundraising Goal: $3M

Tokens Available for sale: 6.52%

Market Cap: 290M

Returns since ICO

10.91x USD

1x ETH

1.73x BTC

Terra (LUNA) [Launched]

Category: Finance

A price-stable cryptocurrency designed for mass adoption. We are building financial infrastructure for the next generation of decentralized applications.

Token Sale: $0.8

Fundraising Goal: $10M Tokens

Token Available for sale:20%

Market Cap: $2.7B

Terra raised a massive $32M back in 2018 by well known VCs including Polychain Capital, FBG Capital, Hashed, 1kx, Kenetic Capital, Arrington XRP

PERSISTENCE(XPRT) [Yet to be launched]

Category: Finance

Persistence bridges Defi and Traditional Finance by facilitating borrowing of Cryptoassets using Real-world assets as collateral.

As per Persistence’s Blogs, they are focused on two folded audiences:

Institutional: Asset-Based Lending P2P Trade Finance use case through the Comdex dApp for institutional ‘physical commodity’ traders and trade financiers

Crypto-native: Securitization of Debt (Pooling of debt) and Stablecoin Lending Platform to give exposure to real-world income-generating assets to crypto-native stakeholders

Persistence one raised $3.7M from industry heavyweights VCs (some of them also backed Terra) including Arrington XRP, Woodstock, AU21, NGC Ventures, Spark Capital, IOSG, Incrypt, 3 commas, and also from Alameda Research (folks behind FTX), Terra.

Also Received a grant from ICF (Interchain Foundation). These guys also ran very successful stakedrop campaign across multiple networks such as Kava, Terra and Matic.

I feel since the late 2020s, and the beginning of 2021 institutional attention has been multiple times due to celebrity attention like Elon Musk and with the massive bull, run tokens have grown 10-20x. With institutional app already implemented and successful and massive developer activity on both crypto and institutional side. This project has the potential to be a massive success as well. Although they have recently mentioned their ICO in their recent tweet. https://twitter.com/PersistenceOne/status/1358807722548936708

It's yet to be disclosed when it will happen.

These projects could explode in 2021 considering their tokenomics, functionalities and utility.