So , on Binance i can create a wallet ? I am not familliary with this " virtual wallet " stuff , that is why i am asking.
In binance you can create an account by using your email and password. Since it’s an exchange it will not sent you any private key or you can not create any wallet there.
If you want to hold your XRP or other coins outside the exchange then you can use Trust wallet. This very easy to use for the beginners.