I currently hold these coins--BTC, ETH, LTC, XMR, and ZEC.
I tend to agree with what most of you guys are saying. There is a real risk of losing my coins if I lend it out.
I am lending it to blockchain.com and it is giving me good interest. I think to lend is good on the site as we hold bitcoin on that site too. In this case we can earn additional money by lending to the site with same risk. If I lose the fund for lending then still I can lose my fund without lending.