My story is I'm not afraid of cryptocurrency, however I'm afraid of the potential repercussions of buying/trading it due to the positions taken by banking institutions.  For example I can see the logic in banks preventing the use of credit cards for retail customers buying crypto, however I'm seeing quite a few stories of people having their bank accounts locked, mortgage applications refused etc when it's discovered they hold or trade crypto.  Whilst I understand there are ways to circumvent this, my further concern (e.g. if I apply for a remortgage at some point) is this being discovered and my application being refused.  We're living through transitional times where banks are trying to prevent their customers from buying/trading crypto (done to protect the customer from themselves they say) however I think a large part of this is banks obviously want to protect the status quo (fiat etc) and they don't know how to react to all this crypto stuff.

So my fear isn't of the actual products, it's of what the repercussions could be for me with regard to fiat banks and being considered a safe / low risk customer.

And it's frustrating me as I think it will ultimately stop me investing