Nearly all of these frauds could have been prevented if the verification process would have been a little more complex than what is now and changing the way the payments as made if the money would have been sent to a bank account that the claimant had on file for his last wage payment all the scams involving a fake identity would have been made useless as even if you assume the identity you are just demanding money to be sent to an account you don't control.
I've never understood why Americans stick to those damn checks, at least it seems they've got the message and the next round will be done mainly via direct deposits.
I agree with that, as I said, it is not a problem to create a transparent system in which such things can be completely disabled or reduced to a minimum. This is not impossible if we look at the example of Scandinavian countries such as Denmark, Finland or Sweden, where corruption has been reduced to a minimum because politicians have decided that it will be like that - so the question arises why other countries do not copy their system?
For example, in Sweden there is a system that allows every citizen to check anyone's finances and compare them with the property that person owns - try to evade taxes there or have more than what your income can afford.
Every honest man is against crime and theft of any form, but when someone takes money intended for people in need of life, then it is even more inhumane and should be severely punished. In my country, during 2017/18, there was an investigation focused on the local branch of the Red Cross - and what they found was scandalous, the amount they paid themselves as salaries and various other
donations was only slightly less than the amount they donated to humanitarian needs.