I honestly think that it will become a billionaire's toy in the future and coins like XLM which offer incredibly fast and inexpensive transfers, will play the major role in the financial day to day transactions.
You are promoting XLM? If you have been in crypto for years, you must know that there are many other altcoins that have cheap transfer fees and fast to transfer it. For example, Tron (TRX), even provides a TRC20 network that requires no fee. You don't judge XLM only as of the fast and cheap altcoins. Regarding Bitcoin, it shouldn't be manipulated by few people only. There are a lot of people who joined in Bitcoin investment around the world. If they know Bitcoin is manipulated by a few people only, they won't join the Bitcoin investment anymore.
Well, OP not only promoting XLM, but OP also discourages people not to use bitcoin.
No way, --if you are crypto enthusiasts, bitcoin is always a cryptocurrency that you supported, it is proven and tested for how many years.
Even there is a problem with the transaction fee, people keep using bitcoin and I think we can't blame them, the season they did not use bitcoin as a mode of payment just because of the high transaction fee. Therefore, it is worth it to hold bitcoin and it seems this is the same with stock and gold investment.