Don't look for why's from us.
Answer it on your own. I agree that on this.
If you don't know what to do, my advice is to don't do anything.
This is the best suggestion that you'll hear. Because if you've no idea of what you're doing then that's a better thing that you just stop and do some research before you put that capital into any crypto.
But you're in a bitcoin forum and you'll mostly get answers for bitcoin. It's a no brainer if that's the other choice.