If you believe that Defis is just something that comes temporarily then I guess Defi tokens are short-term investments. A lot of users were saying Defi is going to fail one day, that day hasn't come yet all you have to do is wait and then dump what you have.
We are in bull run, why you think buy and keep for 6 months? After 6 months this trend can end and your investment can wait for years with a loss. We have seen many similar ones before 
I would not make an investment that I would not touch for 6 months now. Keep it for a few years or think about a few weeks of investments. BSC and Binance looks great now but we don't know what will do, its so risky
I agree with you completely. On February 5, I bought pancake tokens for$ 3 and yesterday I sold them for $ 17. I have never received such a fast super-win in such a short time.I would not make an investment that I would not touch for 6 months now. Keep it for a few years or think about a few weeks of investments. BSC and Binance looks great now but we don't know what will do, its so risky
Maybe he took a loan that is payable within 6 months that could be the reason for this short term.