I also this it will be worth taking the risk if it's possible to put that funds that won't cause any bad effect on financial status. Investment in crypto always been very risky especially when they are offering a very high interest for the full year. That company must have a big source of funds to pay or they could go bankrupt because of these.
I think if their plan is clear and more importantly transparent about how they are spending the money and what is the model behind revenue. There are some good platforms where you can put money and they pay you interest as they further lend the money to borrowers. Although I trust none of them almost and I will not recommend any names.
BlockFi seems a good one, and they are very popular not only in the US but in so many other countries. I have not tried lending or borrowing before, but I’m very much aware of these crypto lending platforms and I have done research on them before.
Even I heard of them and now as I visited the site as this discussion is going on, I saw they are offering APY upto 8.67% which is decent and doesn't sound like a scam model.
the problem remains the same though as you lose control over your crypto, there is no guarantee you will get the control back ever again and the worst thing, you cannot do anything or make any kind of claims because everything is decentralized and you don't know even know who has your funds.