The idea that all you have to do to get rich is be "hardworking" is ridiculous. Social mobility in the UK is appalling, and the majority of people who are very well off were born into wealth. Sure, if you're poor, you were lucky enough to be born smart, you break your back working for 50 years, gain skills, spend frugally, invest correctly, then you can be a millionaire, but I guarantee you had to work a lot harder than some-one who was privately educated and given their first job and some seed investment money by Dad.