Being your own bank has its ups and downs buddy. Having all your money in your house which could:
A. Burn down.
B. Be robbed. If you had a lot of BTC then you might see family held hostage for ransom.
C. Your toddlers could destroy paper wallets worth thousands experimenting with the shredder.
D. Always being leery about using your computer with the QT funds for internet surfing.
E. Using Hive, or Multibit? Then read, new virus steals either wallet. Then running home from work to move all funds. Lotsa worry.
It could be a bit of a hassle, generating/hiding all these paper wallets, usb backups, updating them all with every change.
Being your own bank has its ups, if you:
A. Take backups.
B. Use encryption.
C. Take backups.
D. Don't be stupid.
E. Use cold storage/Don't use Windows.
for E, just cold storage, changing OS is not a smart move.
If enough people uses Linux thinking it is safe from virus attacks, hackers will move the focus to develop Linux virus instead.
Remember the only reason windows has more virus is that there are more users. period.