what are you gonna do if u have millions dollars of cash ? are you gonna spend it all for ferrari high class car or invest bitcoin for survive ?
If I have this much amount of money I will definitely invest in Bitcoin for long term and wait for another year or two. I will also invest some of my amount in other alts just to increase my investment portfolio. By doing this you will have a higher chances of earning profit than single investment option. I will invest in some offline business as well, just in case...