Better to stay away from Ripple as for now because it's not only about SEC lawsuit as Jed McCaleb which was to be a co-founder of Ripple, is now selling off his all XRP tokens and that's why Ripple can't be able to pump back to it's previous position. But it might be a good choice to buy a small part from OP's portfolio to be safe and make profits if everything is sorted out, IMO.