Right now using btc for money transfer isn't the best option, txn fees are high indeed, and even if you pay $10-15 it might take a while for the transaction to be confirmed.
On the other hand, if you want to transfer a big amount of money - using btc will still be more reasonable and cost you less money. than money transfer with credit cards. Plus, if time isn't of importance to you - you can always pay a minimal transaction fee, even around $1, just be prepared that it might take weeks