Yes to both question unfortunately. The only way that I think that this can be solved is when the network congestion problem with bitcoin network is fixed, there are other problems but I think that the network congestion is the main problem that needs to be solved first.
The main crux of the issue lies with the capacity of Bitcoin. Each block is limited in size and a block is usually mined at an average of 10 minutes.
This is not an issue because that was the nature of bitcoin in the first place, the more blocks are getting mined, the more the next blocks are going to be harder to be mined.