I think banks are also essential in today's time. There are a lot of people who actually takes advantage of other's wealth and so we need something that can secure it. Banks is one of the best options especially those banks who are already well established. And aside from that, banks also has other purpose that consumers can take advantage of. We can get loans from it to get a new car or house. Or even stuff that we can not yet afford through credit cards. However there are charges and interests that will accumulate from this. Also, banks nowadays are really getting in to the digital world. It is now very convenient to send money or pay bills using these mobile banking.
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I agree with what you said because banks will not give up on developing their products and services and will be able to keep up with new technologies today when it comes to mobile banking and convenience. They also have cashback and still offer free cash out cash using ATMs. Those who are against the bank, for sure they are still using other uses of the bank because how can they make full use of crypto if they do not use it connected to the bank. As of today, I have expected money I have saved in my bank account because I can not move my crypto assets due to low cost. So it helps a lot because even when transferring, there is no deduction.