YOLO. Live the life that you really wanted. Do what you want with your life. Your future depends on what you are doing today.
What you have today is yours but no one know about the future. The future is uncertain. Although we may plan for the future but still we cannot grantee that the future will be according to our plans. The future may come as per plan but could be changed by unforeseen incidents like war, pandemic etc.
Maybe you wont be alive to see the so called "planned future"