At the end I think it will be the same like with tether same kind of decision. I personally don't own any ripple but I think at the end it will all be fine.
It would be great if everything would be fine, because that's what most people expect, but for now I don't think it's so bad to have an XRP token either, because the token is still alive and moving in the market even though the price changes aren't the difference is much.
And I think it does not impact on the use case of ripple, as it was functioning earlier, it will keep the same way. Only the perspective had changed and legality of the ripple has come under scrutiny which although looks far from solved and closed, but should do too much harm to the coin.
But keep an eye because if other exchanges start removing ripple trading from the exchanges, it might actually cause problems to the price and value of the coin. I never judge a token or a coin by its price but if exchanges start removing a coin, the value drops too along with the price.
I heard a news recently that MoneyGram removed Ripple pact over the SEC lawsuit which I am not sure what it means because I haven't used MoneyGram but it seems like another bad news.
I hope the OP will consider other project other than ripple. Because right now, XRP's future is not so clear. And if he is using his savings, because he said, he's looking for new job. Why not invest like in eth or btc? Because eth may grow in the coming months as they address the issue of gas efficiencies. But with ripple, it depends on how they will resolve things with SEC, and there's no timeline yet for this.