20 years ago I had a young brother-in-law that was intelligent, but a general goof-off at life. He worked throwing trash into a truck. He won 2 million at one shot in a casino, he immediately quit his job. I imagined he would blow it on beer and monster trucks.

He had two children whose baby mamas came out of the woodwork after him (he was paying nothing) for years of no support. Later I looked him up in his state's online court search. There were several court actions against him from financial institutions, and a few other things that I attributed to bad spending habits.

The last I heard he lost it all and was throwing trash into a truck. Still going to the casino, "because he's lucky".