Hi,
Just a novice question here: what happens if you hold x amount of a stable coin in one of the many lending crypto platforms available (crypto.com, youhodler, nexo, etc) and that coin fails and goes Kaput? Do you loose it all? or are your assets moved to another token or FIAT?
Stable coins do not guarantee your investment, they are simply used to maintain value while you invest in something else or do not withdraw your money in fiat currency.
If the value of the stable coin drops - this will reduce the value of the coins you own, and if it reaches 0$, you are also will stay with 0$.