Ripple could be at $5 in 5 years. The fact that it is not growing like the other cryptos is because Ripple does not lose its hold on mining XRP tokens. Ripple Labs takes a majority of the stake in mining XRP tokens and until it gives that much stake to the people, it will not grow. Besides this, people are looking for other cryptos that are booming in the market like Litecoin, Ethereum, Cardano, and many more. Ripple stands no chance to beat them at present because it is not performing well for the last few years. Still, it can grow with time.
SOurces>>
https://www.cryptoknowmics.com/In my opinion, it is very difficult to predict the future of any coin and everything we comment on is very speculative and relative. Even with the facts you mention, there are still many unknowns about Ripple's future, because the legal problems with the SEC are just beginning and it is not yet known in which direction they will go.
But you may be right about the reasons why Ripple hasn't made as much of a jump as some of the other coins listed.