Sorry but I totally disagree with you mate, that crypto holders never loose depends on what you are holding, you can buy the dip of a good project or even buy at the top and still make good profit if you are patient enough, but if you unknowingly buy a shitcoin, and along the line, you discover the coin you invested in is a shitcoin, buy this time, there isn't anyone to sell to anymore cus no one is interested to buy, you end up with your that coin in your wallet forever with absolutely no value and no way to sell it even if it's for a peanut, this means you've lost your money, I've bought countless ICOs that ended up scam and I ended up loosing my money.
Well how can we decide a project is good or bad? there are many projects with good use case and other stuff fail to make any impact. While once a shitcoin in 2010 is ruling the market. Every coin is a shit coin before it see its first bull run. You have to make your decision on time to catch the train.