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You were here since 2017 by investing that much money and got many losses because of it.
Well, I wonder why you don't learn from your own experience?
I don't think that investing again in most altcoins is good.
I also agree to make diversification on our funds, the percentage for Bitcoin and Ethereum is a must to be done because they are the most valuable coins (IMO).
But, if you want to spread more to some altcoins, I think that it is safer to put into some top coins that have good fundamentals.
so far, I love BNB, DOT, SXP, and also Zil. However, sometimes, we can also see a chance when there is a good issue about a coin and we can put small money into it to get short investment for profits.
Sorry man but went in indonesia with 20 000 usd and open a small cafe now 20 years later i have few business who was doing super good ...and then corona 90% down but this will come bask ...so no lottery or heritage .
Yeah, in Indonesia, 20k USD is a high amount.
So sorry to hear that, this pandemic really makes a big influence on income.