Bitcoins in the past 3 months has been one of the worst ways to increase your fiat. In the past week I have seen stocks such as Plug, FNMA, and FCEL increase 2-3x their value in a week and drop that much in a day. These aren't penny stocks either. Mat the fact that you emphasize constantly that you have put your hard earned money into the bitcoin market and is deathly afraid of losing any or all of it is a joke. You are a wanna be day trader that for some reason chose bitcoins as your method of accumulating more fiat. There are better investments out there that can double or triple you money in a day and only happens from 9:30 to 4:00.