Yea most pools offer at least a .0005 min BTC payout, but that would still take nearly a year with one hashboard. Solution to get that down to .0001 or lower is pretty simple and already in some talks to make it happen. But yes the minimum time horizon anyone should expect a payout is at least month, which obviously halves with each hashboard you add.
This could be solved if there were any pools offering payouts using LN or other L2 payment solutions.
Not to mention you cant compare the two since one needs industrial power
It's still within bounds of home-based power although summers won't be fun without A/C.