Having that future views will keep you holding your assets.
It's nice to have that goal as it will prevent you in losing such great opportunities, if you do believe that in the long run Bitcoin will provide the dream house that you are aiming, better to keep everything safe and if possible invest more for the best benefits that you'll got.
Not selling mine until I can afford to buy a house with my holdings, thats my dream actually. Definitely Bitcoin is worth holding, now that institutions are starting to accumulate it will be more valuable in the near future. It will be a waste of opportunity if I sell it too early.
I would only sell if I really needed money for the day to day, or to reinvest in a decline, but the price still has a long way to go.
Most of the holders have the same mindsets as yours they are been force to sell their coins once emergency cases happened
leaving them no choice.