Nice explanation, and I truly agree with that, if you are a real muslim, you should abide the law and live with peace. However, I do believe that there are muslims who are violating this, so hopefully they'll realize that the law is very important and it should be followed.
As Muslims who adhere to the teachings of their religion, they will always comply with legal provisions that are clearly prohibited, in this case usury. Even though there are still violators, it's his business with his god.
I'm not a muslim and this is not against in our teaching, but I will respect my muslim brothers here.
Thank you for the tolerance, even though we here have differences in belief, but mutual respect will always lead to lasting peace.