$200 won't really matter that much if you invest it in expensive coins like ETH & BTC, I would recommend you go find the next moonshot coin or coins that are under $1, and hold on to that several years. Good coins that are on a massive growth are in the NFT side, CHZ is doing great and has lots of partnerships coming, ANRX is also consistent being on the top rising NFT coins every week.
I feel like investing in NFTs this early would be beneficial if this run continues in the next 3 years.