What concerns me the most is the fact that it's not really decentralized, since it is owned by an exchange. Despite that, it has shown great advance over the past few months. In my opinion, it will rise even further, due to the BSC chain, which I also use personally.
This is the new way of crypto. It is decentralized as long as the CEO lets it. When something bad happens, they will rewind the chain and "fix" the problem just like how Vitalik did. They say it was a one time thing but I am having a hard time believing it.
I remember CZ was looking for a way to rewind the bitcoin blockchain when binance was hacked and now he is commanding a $50b marketcap crypto.
Fundz are definitely safu.
Of course, Funds are always with safu. It has always been since that $30M hack 2 years ago. Binance coin/Smart chain so far so good has been decentralized for most majority of the time now and haven't given a reason for us go think otherwise except for the last burn where there was s miscommunication by CZ about some other unlocked tokens. Binance has some really good news line up and their different products have constantly been updated. I know Smart chain will be constantly updated until ETH 2.0 goes in full swing.