Think Covid-19 disease influenced a lot on decision of many citizens to buy suburban housing by means of mortgage. Don’t think that crypto can somehow to help in building new houses and to lower prices on them. Scarce goods always inflate in price. Only oversupply of houses can help to decrease prices or, probably, the full end of covid-quarantine.
It also depends on the gasoline prices. If the gasoline prices stay low, then people can afford to purchase or rent houses that are at a considerable distance from the city center. But that is not the case when the petroleum price goes up. And the oil prices have gone up by almost 60% during the last 12 months. Even here in India, the petrol/diesel prices are at historic highs. A lot of protests are going on and the central government is facing a lot of backlash.