What are you even talking about? Bitcoin is just a tool people can take advantage of to transact with or to hold wealth with. Bitcoin can help people be more financially responsible and save more money, but at the same time bitcoin could be used to buy addictive drugs that could potentially destroy a person's life. How 'good' or 'bad' it would affect a person's life totally depends on the person using it.
because everything we do must have consequences. if you do good it will definitely get better and if you do bad it will definitely be worse.
in bitcoin it is also the same if we do well we can save wealth, manage finances and can understand the ways of doing business etc., as you said.
but if we trade with bad intentions, the consequences will be bad too.