If banks and governments create their own cryptocurrency, will the people still be the ones to give value to it like Bitcoin and will we be able to store it in our own ledger to protect our own money?
Nope I'm not thinking that the people would have any determining factor to create or give value because is going to be centralised just like fiat as it will be controlled by government. The manipulation will go on and control can't stop, us going to check people freedom. It can only serve as stable coin on one hand.