XRP has been in existence for many years and have passes the text of time severally. More so, with the present lawsuit, it is still doing well in the market, this will bring more confident to investors
Despite the SEC lawsuit, it took off still and made holders profit.
There are several reasons why XRP is being used and one is that it's cheap to send than BTC and other altcoins. You can see the benefit when you send $1000BTC to another wallet compare to sending XRP worth $1000 to another wallet.
There are lots of discussions of XRP on youtube that it could reach up to $500, I don't know if you will still be alive if you wait for it to happen.