why I call it a ponzi ...
Yes, some people believe cryptocoins are ponzi schemes. But they aren't. Why? Mostly because they are legitimate investments which give you a legitimate return. If you believe Bitcoin is a ponzi, then all asset classes should be considered as ponzi schemes. If you don't know what asset classes mean, google it.
why I call it a bubble ...
I remember reading an article in a business magazine recently. Anyway, one quote stuck with me:
"It is not always easy to explain why assets become expensive, but this does not mean that every risk in the market is about to burst."